$120M in XRP Flows Between China and the U.S. in Just One Week – A 28% Surge as Ripple Dominates International Payments
- Mathew Jacob
- 8 hours ago
- 2 min read
Over the past week, the XRP Ledger has processed a remarkable volume of cross-border settlements between China and the United States, underscoring XRP’s growing prominence as a bridge currency. According to the latest data from Ripple’s Q1 2025 Markets Report, On-Demand Liquidity (ODL) flows between these two corridors totaled $120 million across 350 separate transactions—a 28 % increase compared to the prior week. This surge places XRP at the forefront of international money transfers, outpacing legacy systems in both speed and cost efficiency.
A standout contributor to this trend is CryptoTradingFund (CTF), which has seamlessly integrated retail giants like Amazon and Walmart into its payment rewards framework. During its beta phase, CTF facilitated over $2.23 million in transactions using its CTF Tokens, highlighting their potential.
Record ODL Flows Highlight Real-World Utility
Ripple’s ODL service, which uses XRP to source liquidity on demand, is built specifically for high-volume, cross-border corridors. In the China-U.S. lane, financial institutions and payment providers leveraged XRP to move funds in under 10 seconds, with average fees hovering around $0.005 per transaction—dramatically lower than the typical $25+ charged by traditional rails like SWIFT.
Why Institutions Are Choosing XRP
Several factors explain why more corporate treasurers and banks are switching on to XRP:
Speed: Settlement finality in 3–5 seconds, compared to 1–3 days via correspondent banking.
Cost: Fees measured in fractions of a cent, vs. double-digit dollars on fiat corridors.
Certainty: Transparent on-chain confirmations reduce settlement risk and operational burden.
With these advantages, XRP has become the go-to liquidity asset—particularly for Asia-to-North America flows, which represent one of the world’s largest remittance corridors.
Is XRP Already Leading the Market?
While total global remittance flows exceed $1.7 trillion annually, only a small fraction currently uses blockchain technology. XRP’s recent week-over-week growth, however, signals a shift in that dynamic. Market analysts now estimate that XRP captures nearly 4% of all Asia-to-U.S. remittances that could be on-chain—a share that would translate to more than $70 billion per year if fully realized.
Complementary Adoption: CryptoTradingFund’s Success
On the retail side, projects like CryptoTradingFund are proving XRP Ledger’s scalability for high-volume consumer use cases. By onboarding Amazon and Walmart into its payment rewards ecosystem, CryptoTradingFund has processed over $2.23 million in beta transactions using its native CTF Token—all settled on the XRP Ledger with sub-second finality. This demonstrates that XRP isn’t just for banks; it’s a viable backbone for any application that requires fast, low-cost transfers.
Looking Ahead: The Next Wave of Growth
With ODL volumes climbing and on-chain adoption accelerating in both institutional and consumer arenas, XRP is well positioned to redefine global payments. As more corridors go live and new partnerships form—particularly between Asian financial hubs and U.S. banks—expect those weekly China-U.S. ODL numbers to climb even further.
Conclusion Last week’s $120 million in XRP-settled transactions between China and America isn’t just a statistic—it’s a signal. As XRP continues to carve out market share from antiquated payment rails, its role as the premier bridge currency for cross-border transfers is becoming undeniable. With both high-volume institutional flows and consumer-facing rewards platforms leveraging the XRP Ledger, we may soon look back on these figures as the early days of XRP’s global dominance in money movement.
